
Begin your home buying journey here! With me as your Buyer's Representative, I'll guide you through every step, making the process seamless and efficient. Let's embark on this exciting journey together and find your perfect home!
Your role as a Buyer | Why hire me? | |
---|---|---|
1. Pre-Approval | Obtain pre-approval for a mortgage or provide proof of funds for cash transactions. | Assist in connecting with reliable mortgage lenders and help determine your budget. Whether you're a first time home buyer or a commercial investor, I've lenders who can assist you with all your real estate financing needs. |
2. Buyer’s Consultation | Discuss property needs and preferences. | Conduct a consultation to understand your requirements and create a search criterion for properties. |
3. Property Search | Look at listings that match your criteria. | Use MLS and other resources to find properties that match your needs and schedule viewings. |
4. Property Viewings | Attend showings of selected properties. | Arrange and accompany you to viewings, provide insights on each property, and answer any questions. |
5. Making an Offer | Decide on a property and submit an offer. | Help draft and submit a competitive offer, advise on offer price and terms based on market analysis. |
6. Negotiation | Respond to counteroffers if any. | Negotiate with the seller or seller’s agent to get the best possible terms and price. |
7. Contract Signing | Sign the purchase agreement once terms are agreed upon. | Ensure all paperwork is correctly filled out, explain contract terms, and get all necessary signatures. |
8. Earnest Money Deposit | Provide the Earnest Money Deposit (EMD) to be placed into escrow. | Guide on the amount and ensure the EMD is delivered to the correct entity. |
9. Inspection Period | Schedule and attend inspections. | Recommend trusted inspectors, help schedule inspections, and review the inspection report with you. |
10. Loan Application | Apply for a mortgage loan and submit required documentation. | Coordinate with your lender and provide necessary documentation about the property. |
11. Association Application | Complete any required association application. | Assist in obtaining and submitting the required documents for the association application. |
12. Appraisal | Wait for the lender to complete the appraisal. | Communicate with the lender to track the appraisal process and handle any issues if the appraisal comes in low. |
13. Loan Approval | Obtain final loan approval from the lender. | Follow up with the lender to ensure the loan process is on track and keep you informed. |
14. Title Search and Insurance | Ensure clear title and obtain title insurance. | Coordinate with the title company to complete the title search and facilitate obtaining title insurance. |
15. Property Insurance | Obtain property insurance quotes and select a policy. | Recommend insurance providers and assist in obtaining necessary insurance. |
16. Final Walk-Through | Conduct a final walk-through of the property to ensure it’s in agreed condition. | Schedule the walk-through and accompany you, making sure any previously agreed repairs are completed. |
17. Closing Disclosure Review | Review the closing disclosure documents. | Assist in reviewing and explaining the closing disclosure to ensure you understand all costs and terms. |
18. Utility Transfer | Arrange for the transfer of utilities. | Provide guidance and contact information for utility transfer and installation. |
19. Closing | Attend closing to sign final paperwork and transfer funds. | Coordinate with all parties involved to ensure a smooth closing process, review closing documents, and explain all details. |
20. Post-Closing | Receive keys and move into the new property. | Ensure you have all the necessary information for moving in and assist with any post-closing issues that arise. |
21. Deed | Ensure the deed is recorded and receive copies. | Coordinate the deed recording process and ensure you receive all necessary documentation. |
22. Homestead | Apply for homestead exemption if eligible. | Provide information and assistance with the homestead exemption application process. |
Start your home buying journey from here!